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ISO 25186

Financial services — Methods for the generation and verification of card security codes

General information

Current stage: 60.00 Effective date: 19 qer 2026

Originator: ISO

Owner: ISO/TC 68/SC 2

Type: International Standard

ICS: 03.060 35.240.15

Scope

This document defines a method for generating and verifying card security codes (CSCs) using cipher-based message authentication code (CMAC) or keyed-hash message authentication code (HMAC).
Key management mechanisms associated with these processes are beyond the scope of this document.

Life cycle

NOW

IN_DEVELOPMENT
ISO 25186
60.00 Standard under publication
19 qer 2026